Mega Amanah Link

Sharia Link Life Insurance product that provides complete and optimal protection benefits with the investment options.

Benefits

  • Provide death benefit of the Sum Assured.
  • Provide flexibility to choose the type of investment.
  • Extending insurance coverage by having additional insurance.

Product Benefit

Terms & Conditions

Entry Age

Participants: 1 year - 65 years (nearest anniversary)
Policyholder: 18 years - 85 years (nearest birthday)

Coverage Period

Until Participants are 100 years old

Marketed Through

Bancassurance distribution channels

Currency

Rupiah (IDR)

Premium Payment

Annual & Monthly 

Mega 60 CI Syariah (Critical Illness)

Additional life insurance product that provide protection if Participants are diagnosed with one of 60 critical conditions without reducing the Basic Insurance Coverage.

 

BENEFITS

  • Protection of 60 Critical Conditions without prejudice to Sum Assured.
  • Sum Insured for Angioplasty and other invasive management for Coronary Heart Disease, Carcinoma inside the Breast, Hemodialysis, and Low Grade Prostate Cancer by 10% Sum Insured and maximum not exceeding Rp 10.000.000 by reducing Mega 60 CI Syariah Mutual Benefit but does not reduce the Basic Sum Insured.

List of 60 Critical Illnesses : Click here

Mega Term Syariah

Additional life insurance product that provide benefits in the form of Sum Insured if the Participant dies.

 

BENEFITS

100% of Sum Insured if Participant dies.


Mega TPD Syariah (Total Permanent Disability)

Additional life insurance product that provide benefits in the form of Sum Insured if Participant suffers permanent disability.

 

BENEFITS

100% of Sum Insured if Participant suffers permanent disability.


Mega PA Risiko A Syariah (Personal Accident)

Additional life insurance product that provide benefits in the form of Sum Insured if the Participant dies by accident.

 

BENEFITS

100% of Sum Insured if Participant passes away by accident.


Mega PA Risiko AB Syariah (Personal Accident)

Additional life insurance product that provide benefits in the form of Sum Insured if the Participant dies or suffers permanent disability in total / partly by accident.

 

BENEFITS

  • Risk A
    100% of Sum Insured if Participant passes away by accident.
  • Risk B
    100% of Sum Insured if Participant suffers total permanent disability due to accident.
    • A maximum percentage of Sum Assured with a maximum of 100% of Sum Insured if Participant suffers permanent disability in part by accident

Total Fixed Defects i.e. loss of function and / or limb parts as follows:

  • Both hands;
  • Both feet;
  • Both eyes;
  • One hand and one leg;
  • One hand and one eye;
  • One foot and one eye.

Permanent Partial Disability, the loss of function : Click here

Mega HCP Syariah (Hospital Cash Plan)

Additional life insurance product that provide daily hospitalization benefits if Participants are hospitalized.

 

BENEFITS

  • Provide daily benefits if Participants are admitted to hospital due to illness or accident.
  • Daily benefit benefits from Rp 100,000 per day up to Rp 1,000,000 per day.
  • Minimum treatment 2x24 hours and maximum 365 calendar days for 1 year policy.

Mega HCP Plus Syariah (Hospital Cash Plan Plus)

Additional life insurance product that provide daily hospitalization and surgery benefits if Participants are hospitalized.

 

BENEFITS

  • Provide daily allowance if the Participant is hospitalized (either ICU / ICCU or Non ICU) at the hospital due to illness or accident.
  • Daily benefit benefits from Rp 100,000 per day up to Rp 1,000,000 per day.
  • The benefits of ICU / ICCU hospitalization amounted to 2 times the daily hospitalization benefit.
  • Benefits for surgery for hospital receipt with maximum 10 times daily benefit.
  • Minimum treatment 2x24 hours and maximum 365 calendar days for 1 year policy.

Mega WOC Syariah (Waiver of Contribution)

Additional life insurance product that provide benefits in the form of basic contribution waivers if Participants suffer total permanent disability.

 

BENEFITS

The waiver of the basic contribution payment obligations according to the period of payment of the contribution if the Participant suffers a total permanent disability.

 

OTHER TERMS

The Policyholder must be the same as the member. 


Mega CIWC Syariah (Waiver of Contribution due to Critical Illness)

Additional life insurance product that provide benefits in the form of basic contribution waivers if Participants are diagnosed with any of the 60 critical conditions.

 

BENEFITS

Waiver of basic contribution payment obligations according to the period of payment of contribution if Participant is diagnosed with one of 60 critical conditions.

 

OTHER TERMS

The Policyholder must be the same as the Member.


List of 60 Critical Illnesses : Click here

Mega Parent Payor Syariah

Additional life insurance product that provide benefits in the form of waiver of basic contributions and periodic top up contributions if the Policyholder dies or suffers a total permanent disability before the Participant reaches the age of 25 years.

 

BENEFITS

The waiver of basic contribution paying obligations and periodic top up contributions over the period of contribution payments if Policyholder dies or suffers total permanent disability before the Participant reaches the age of 25 years.

 

OTHER TERMS

The Policyholder is the Participant's parent.


Mega Spouse Payor Syariah

Additional life insurance product that provide benefits in the form of waiver of basic contributions and periodic top up contributions if the Policyholder dies or suffers a total permanent disability before the Participant reaches the age of 60 years.

 

BENEFITS

The waiver of the basic contribution paying obligations and the periodic contribution of top ups over the period of payment of contributions if the Policyholder dies or suffers total permanent disability before the Participant reaches the age of 60 years.

 

OTHER TERMS

Policyholder is a Participant's partner / spouse.


Product Rider

Download

Product Brochure - Mega Amanah Link
Download
Product Summary - Mega Amanah Link
Download

SUBMISSION FORM FOR Mega Amanah Link

Name*
Phone*
Email*
09.00 - 13.00 13.00 - 17.00 17.00 - 21.00
Message

Thank you for submit our form

Our customer service will contact you for the next process

Terms & Conditions

I give consent and authorize PFI Mega Life to use my personal data for administrative purposes, and services associated with the offering of this product/program and or other products/programs from PFI Mega Life Insurance.