Mega Ultima Shield Pro

Mega Ultima Shield Pro is a term life insurance product that provides financial protection against the risk of death, total permanent disability, partial disability, and critical illness, specifically designed for individuals with loan facilities.

Insurance Benefits

a. Accidental Death Benefit:

  • 500% of the total outstanding loan amount, in the event of death due to an accident

b. Non-Accidental Death Benefit:

  • 200% of the total outstanding loan amount, in the event of death due to non-accidental causes

c. Critical Illness Benefit:

  • 100% of the total outstanding loan amount, in the event the Insured is diagnosed with a critical illness

d. Total and Permanent Disability Benefit:

  • 100% of the total outstanding loan amount, in the event of total and permanent disability

e. Partial Disability Benefit:

  • 10% of the total outstanding loan amount or IDR 50,000 (whichever is higher), for a maximum period of 12 months
     

Product Benefit

Terms & Conditions

Entry Age

18 - 64 years (age of nearest birthday)

Distribution Channels

Bancassurance and Direct Marketing

Premium Payment Method

Monthly 

Coverage Period

Monthly and can be renewed until the insured reach age 65 y.o.

5. Currency

Indonesia Rupiah

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Product Summary - Mega Ultima Shield Pro
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Brochure - Mega Ultima Shield Pro
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