Mega Auto Proteksi

If the Participant dies during the Insurance Period, the Insurance Benefit that can be paid under this Policy is, whichever is lower: 

1. Sum Assured, which is calculated by the Insurer based on the decreasing value of the Initial Sum Assured in accordance with the principle of calculating amortization based on the interest rate, the amount of which is determined by the Insurer but does not include arrears and interest/fines/ penalties arising from arrears, or
2. The outstanding loan, which is recorded by the Policyholder, decreases every month multiplied by the selected multiplier of Initial Sum Assured.