Mega Credit Shield Maksima

Life Insurance product that provide protection against credit card outstanding amount on the risk of death due to illness or accident and the risk of permanent disability / permanent disability due to total illness or accident.


  • If the Insured dies due to Illness, the insured receives 200% of the Sum Insured.
  • If the Insured dies due to Accident, the insured receives 500% of the Sum Assured.
  • If the Insured suffers Total Permanent Disability due to Illness or Accident, the insured receives 100% of the Sum Assured.
  • If the Insured suffers temporary Disability due to illness or accident, the insured receives 10% of the Sum Insured or Rp 50,000(whichever is greater).


Sum Assured is the outstanding balance of the Insured Credit card including all remaining installments (if any) calculated since the occurrence of the risk with maximum Sum Insured according to the type of credit card.

The insurance benefit will be paid to the Policyholder to pay the Sum Insured, and the remainder (if any) will be submitted to the Designated Party.

Product Benefit

Terms & Conditions

Insured Entry Age

18 years - 60 years (nearest birthday)

This product only applies to Bank Mega customers and can only be activated through Bank Mega Banqassurance channel.

Insurance Period

Minimum of 1 month and can be extended until the Insured is 65 years old

Marketed Through

Telemarketing distribution channel


Rupiah (IDR)

Premium Payment



Product Summary - Mega Credit Shield Maksima

SUBMISSION FORM FOR Mega Credit Shield Maksima

09.00 - 13.00 13.00 - 17.00 17.00 - 21.00

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Terms & Conditions

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