Terms & Conditions
I give consent and authorize PFI Mega Life to use my personal data for administrative purposes, and services associated with the offering of this product/program and or other products/programs from PFI Mega Life Insurance.
A credit shield insurance that provide a peace of mind to every credit card holder by providing a protection to the settlement of credit card balance at the time of death, suffers total and permanent disability or any temporary disability, either due to illness or accident, including the risk of being diagnosed for the first time upon suffering at least 1 (one) out of 5 (five) critical illness, i.e. 1) myocardial infarction, 2) coronary artery disease that requires by-pass surgery, 3) stroke, 4) cancer, and 5) major organ failures, i.e. kidney failure, liver failure, and hepatic encephalopathy
Insured’ credit card outstanding balance, taking into account of all outstanding installments (if any), at the risk event, and that the maximum payable Sum Assured amount is according to the type of credit card.
The insurance benefit, i.e. Sum Assured, will be paid to the Policyholder to settle any incurred outstanding balance along with its outstanding installments (if any), and the rest of the amount (if any), after the said debt settlement, will be paid to the Beneficiary.
18 – 64 years old (nearest birthday), applicable only to Bank MEGA’ customer who bought this product through Bank Mega Bancassurance channel.
Monthly renewable and can be extended until Insured age 65 years old
Telemarketing Distribution Channel
Rupiah (IDR)
Monthly