Mega Asuransi Kesejahteraan Andalan (MAKNA)

Mega Asuransi Kesejahteraan Andalan (“MAKNA”) is an endowment life insurance product that provides benefits for death due to any cause, accidental death, and maturity benefits at the end of the policy term. Mega Asuransi Kesejahteraan Andalan is also complemented with optional additional insurance coverage benefits that can be selected according to your needs.

If the Insured dies due to any cause during the Coverage Period, the death benefit will be paid, and the Policy will remain active until the end of the Coverage Period. Therefore, the Maturity Benefit will still be payable in accordance with the Policy terms and conditions. 

Accidental Death Benefit

  1. If the Insured dies due to an accident during the Coverage Period, an additional accidental death benefit will be paid, and the Policy will remain active until the end of the Coverage Period. Therefore, the Maturity Benefit will still be payable in accordance with the Policy terms and conditions.
  2. The additional accidental benefit will be payable provided that:
  • The Insured passes away immediately or no later than 90 calendar days from the date of the Accident;
  • The Accident and death occur during the Coverage Period while the Policy is active; and
  • The death is a direct result of the Accident.
     

Maturity Benefit

Whether the Insured survives or passes away before the end of the Coverage Period, provided that the Policy remains active, the Maturity Benefit will be paid in accordance with the Policy terms and conditions, after which the Policy will terminate.

Product Benefit

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Entry Age*

  1. Policyholder: Minimun 18 years old
  2. Insured: 30 days – 65 years old
    *Age calculation method is nearest birthday
     

Distribution Channel

Bancassurance

Premium Payment Method

Annually

Coverage Period

20 Years

Currency

Indonesia Rupiah

Mega Critical Illness Care

Mega Critical Illness Care is an additional insurance product that has Critical Illness benefits based on 3 stages of Critical Illness.


Mega Waiver Assurance

Mega Waiver Assurance is an additional insurance product that provides the benefit to waive the premium payments for Policyholders/Insured if the Insured suffers from a Critical Illness or total and Total Permanent Disability.


Product Rider

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Product Summary - Mega Asuransi Kesejahteraan Andalan (MAKNA)
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Brochure - Mega Asuransi Kesejahteraan Andalan (MAKNA)
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SUBMISSION FORM FOR Mega Asuransi Kesejahteraan Andalan (MAKNA)

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